costs involved in buying a second-hand car
March 2021

Breakdown Of The Costs Involved In Buying A Second-Hand Vehicle

So, you've found your dream, pre-loved car and it's within your budget. Hold fast before you fork out the money and do a little research into the costs going forward before buying a second-hand vehicle. Here is a breakdown of the costs involved in buying a second-hand vehicle.

Delivery Fee

The delivery fee can also be referred to as "on the road charges". These are for registering the car, number plates, pre-delivery inspection and refuelling. If possible, try and pay cash for these rather than adding the cost to your finance plan as it will make the interest higher.


If you are financing your car, it will only be released once you've taken out comprehensive vehicle insurance to cover the car once it’s on the road. Get a few quotes to ensure you find the best possible deal. Even if you don't need to finance the vehicle, have insurance in place before you drive the vehicle, it's not worth the risk.

Fuel Consumption

Fuel consumption can make or break a buyer, especially when you’re on a tight monthly budget. It's well worth putting in the research as to how many kilometres you will get per litre. Most car brands publish a fuel consumption guideline that will help you decide.

Service Plan

If a service plan is not included with the sale of your second-hand car, you can still find out how much the dealer will charge for one. Services are costly, but vital if you want to keep your car in good running order and save money in the long run. Calculate your expected mileage to determine how often you will need a service. It's recommended that you have your car serviced every year.


It might be worth looking at an extended warranty that covers mechanical issues not covered by the dealers guarantee or warranty. This will be a blessing if you find yourself in a situation where a major mechanical failure takes place. Check with the car dealership that you choose if they offer you an extended vehicle warranty on the cars sold. 


When buying a second-hand vehicle, make sure the tyres are in good condition, the tread should be over 3mm at least. On average, tyres need to be changed every 50,000km. Standard size tyres are the cheapest but are still expensive. Don't scrimp by only buying one at a time as they need to be bought in pairs to balance the car.

Replacement Parts

Make sure replacement parts are readily available in your vicinity and don't need to be ordered on-demand or from overseas. This would be a costly exercise in both time and money.

Buying a second-hand car gives you freedom of movement but it also comes at a cost. Don't be tempted to take shortcuts as they end up costing more in the long run. Do the homework, work out a budget, commit to the responsibility, drive safe and enjoy.

We are here to support you every step of the way.

Contact Auto Pedigree if you have any questions or take a look at our available second-hand cars here.